Gramm-Leach-Bliley Act (GLBA) Permissible Use Descriptions

This service may contain information governed by the Gramm-Leach-Bliley Act (GLBA). The purpose you select will govern this entire session. If the purpose for which you are conducting searches changes, you will need to select another purpose using the corresponding permissible use link on the search page.

 

Below is a more detailed description of the GLBA permissible uses. If you select a GLBA permissible use, your search will run against data regulated by the GLBA. If you select I Have No Permissible Use, your search will run against data which is not subject to the GLBA. The use of information obtained of these databases is limited to use with the ordinary course and scope of the user's business or profession. The user represents and warrants that such use if for lawful and appropriate purpose.

I have no Permissible Use (Searches Unregulated Data Only)

For persons who do not have a GLBA permissible use.

Transactions Authorized by Consumer

As necessary to effect, administer, or enforce a transaction requested or authorized by the consumer.

Transactions Authorized by Consumer (Application Verification Only)

As necessary to effect, administer, or enforce a transaction requested or authorized by the consumer by verifying the identification information contained in applications.

Law Enforcement Purposes

For use to the extent specifically permitted or required under other provisions of law and in accordance with the Right to Financial Privacy Act of 1978, to law enforcement agencies self-regulatory organizations, or for an investigation on a matter related to public safety. If selecting the Law Enforcement use case, the User acknowledges that he/she is an employee or agent of the United States or of a state or political subdivision thereof, that is empowered by law to conduct investigations of, or to make arrests for, violations of federal, state or local laws.

Persons with a Legal/Beneficial Interest in the Consumer

For use by persons, or their representatives, holding a legal or beneficial interest relating to the consumer.

Use by Persons Acting in a Fiduciary Capacity on Behalf of the Consumer

For use by persons acting in a fiduciary or representative capacity on behalf of the consumer.

Fraud Prevention or Detection

For use to protect against or prevent actual or potential fraud, unauthorized transactions, claims or other liability.

Required Institutional Risk Control

For use in required institutional risk control programs, or for resolving customer disputes or inquiries.

Legal Compliance

For use in complying with federal, state, or local laws, rules, and other applicable legal requirements.

 

You hereby agree to use these services in accordance with applicable law including the permissible use selection and agree that failure to do so will be a breach of your agreement for this service. Laws applicable to use of this product include the Drivers' Privacy Protection Act and related state laws (DPPA), the Gramm-Leach-Bliley Act (GLBA) and Death Master File (DMF). The data regulated by the DPPA, GLBA and DMF may be used only for the permissible uses that you select. By selecting a permissible use, you are certifying that the data returned to you will be used only for that purpose. The data provided to you by use of this product may not be used as a factor in establishing a consumer's eligibility for credit, insurance, employment, or other purposes identified under the Fair Credit Reporting Act (FCRA).

 

For information on the requirements for requesting that records about yourself be removed from non-public information databases, you may review this web site: http://www.lexisnexis.com/terms/privacy/data/remove.asp.