Gramm-Leach-Bliley Act (GLBA) Permissible Use Descriptions

Below is a more detailed description of the GLBA permissible uses. If you select a GLBA permissible use, your search will run against data regulated by the GLBA. If you select I Have No Permissible Use, your search will run against data which is not subject to the GLBA. The use of information obtained of these databases is limited to use with the ordinary course and scope of the user's business or profession. The user represents and warrants that such use if for lawful and appropriate purpose.

I have no Permissible Use (Searches Unregulated Data Only)

For persons who do not have a GLBA permissible use.

Fraud Prevention or Detection

For use to protect against or prevent actual or potential fraud, unauthorized transactions, claims or other liability.

Legal Compliance

For use in complying with federal, state, or local laws, rules, and other applicable legal requirements.

Required Institutional Risk Control

For use in required institutional risk control programs.

Transactions Authorized by Consumer

As necessary to effect, administer, or enforce a transaction requested or authorized by the consumer.

Persons Acting in a Fiduciary Capacity for the Consumer

For use by persons acting in a fiduciary or representative capacity on behalf of the consumer.

Persons with a Legal/Beneficial Interest in the Consumer

For use by persons, or their representatives, holding a legal or beneficial interest relating to the consumer.

Resolving Customer Disputes or Inquiries

For use in resolving customer disputes or inquiries.

As allowed by the Right to Financial Privacy Act of 1978

For use to the extent specifically permitted or required under other provisions of law and in accordance with the Right to Financial Privacy Act of 1978, to law enforcement agencies (including a Federal functional regulator, the Secretary of Treasury, a State insurance authority, or the Federal Trade Commission), self-regulatory organizations, or for an investigation on a matter related to public safety.

For information on the requirements for requesting that records about yourself be removed from non-public information databases, you may review this web site: http://www.lexisnexis.com/terms/privacy/data/remove.asp.